Pradhan Mantri Fasal Bima Yojana (PMFBY) Directory
Access official links for online PMFBY registration, claim status tracking, premium calculation, and 72-hour crop loss intimation.
PMFBY Farmer Online Registration
Enroll in the Pradhan Mantri Fasal Bima Yojana (PMFBY) for Kharif, Rabi, and Commercial/Horticultural crops to get financial protection against natural yield losses.
PMFBY Crop Insurance Claim Status Tracker
Track the approval and disbursement status of your crop loss insurance claims directly by entering your Application Number, Policy ID, or Registered Mobile Number.
PMFBY Online Premium Calculator
Calculate exact crop insurance premium payable based on your State, District, Crop Type, Year, Season (Kharif/Rabi), and total land area in Hectares or Acres.
72-Hour Crop Loss Intimation & Support
Report localized crop damage caused by hail, landslide, inundation, or post-harvest losses within 72 hours via the Crop Insurance App or official helpline.
Crop Insurance in India: PMFBY Registration, Premium, Claim and Status
Crop insurance helps farmers protect their crops against financial losses caused by natural risks such as drought, flood, cyclone, pests and diseases. In India, one of the major government crop insurance schemes is the Pradhan Mantri Fasal Bima Yojana (PMFBY). Farmers can use the official crop insurance system to learn about notified crops, insurance coverage, premium rates, enrolment, crop loss reporting and claim-related services.
This guide explains crop insurance registration, PMFBY premium, crop loss claims, insurance status and important farmer services in simple language. Farmers should always check the latest notification for their state, crop and agricultural season before applying.
What Is Crop Insurance?
Crop insurance is a financial protection system designed to reduce the impact of crop losses. When an insured crop is damaged because of covered risks and the applicable conditions are satisfied, the farmer may receive compensation according to the insurance policy and government scheme rules.
Crop insurance can be particularly useful where farming is affected by unpredictable weather, natural disasters, pests or diseases. The actual risks covered, crops notified, premium, sum insured and claim procedure can vary according to the crop, season and state notification.
Pradhan Mantri Fasal Bima Yojana (PMFBY)
Pradhan Mantri Fasal Bima Yojana (PMFBY) is a Government of India crop insurance scheme implemented to provide affordable crop insurance coverage to farmers against specified crop risks. The scheme operates through notified areas, crops and insurance companies selected according to the applicable government process.
PMFBY coverage may include losses arising from specified natural risks during different stages of the crop cycle. However, farmers should carefully check the current season’s notification because coverage and conditions can differ between states and crops.
Crop Insurance Premium
Under PMFBY, farmers pay a prescribed share of the premium, while the remaining eligible premium is supported through government subsidy according to scheme rules. The farmer premium rates for notified crops are generally specified for different seasons and crop categories.
The applicable premium should always be checked for the farmer’s state, district, crop and agricultural season. Do not rely on an old premium amount because crop insurance notifications can change from one season to another.
How to Apply for Crop Insurance
- Check whether PMFBY or another crop insurance scheme is notified for your crop and area.
- Check the current enrolment deadline for the agricultural season.
- Provide the required farmer, land and crop information.
- Pay the applicable farmer premium, where required.
- Keep the insurance acknowledgement, application number or policy details safely.
- Report crop damage through the prescribed channel within the applicable time limit.
Crop Loss and Insurance Claim
If an insured crop is damaged by a covered event, the farmer should report the loss according to the applicable PMFBY procedure. Timely reporting can be important, particularly for certain types of localized or post-harvest losses where specific reporting deadlines may apply.
Farmers should provide the required policy or application details and follow instructions issued by the agriculture department, insurer or authorised channel. Claim assessment and settlement are subject to the applicable scheme rules, notified area, crop, loss assessment and policy conditions.
Documents and Details for Crop Insurance
- Aadhaar or other prescribed identity details
- Active mobile number
- Land and cultivation details
- Bank account details for eligible claim payments
- Crop and season information
- Insurance application or policy details
- Crop-loss information when submitting a claim
Crop Insurance Status Check
Farmers can use the official crop insurance or PMFBY services to check available application and claim-related information. Depending on the state and service, farmers may be able to track insurance enrolment, policy details, loss reporting or claim status.
Keep your application number, policy number, mobile number and other acknowledgement details available when checking the status. If information is not displayed online, contact the concerned agriculture department, insurance company or authorised support channel.
Frequently Asked Questions
What is crop insurance?
Crop insurance provides financial protection against specified crop losses caused by covered risks, subject to the terms and conditions of the applicable insurance scheme.
What is PMFBY?
PMFBY stands for Pradhan Mantri Fasal Bima Yojana, a Government of India crop insurance scheme for eligible farmers and notified crops and areas.
How much is the crop insurance premium?
The applicable farmer premium depends on the notified crop and season. Farmers should check the latest state and crop-specific notification before applying.
How can I report crop loss?
Crop loss should be reported through the prescribed PMFBY or state process within the applicable deadline. Farmers should follow the instructions issued for their crop and area.
Can I check crop insurance claim status online?
Online claim or application tracking may be available through official PMFBY, state agriculture or insurer services, depending on the applicable system.
Does crop insurance cover every type of crop loss?
No. Coverage depends on the notified crop, area, season, insured risks and applicable PMFBY or insurance policy conditions.
Disclaimer: This website is not a government website and is not affiliated with the Government of India, PMFBY, any insurance company or any state government. Information is provided for general guidance. Crop insurance coverage, premium, enrolment dates, notified crops, claim procedures and eligibility may change by season and state. Always verify the latest information on the official government or authorised crop insurance portal before applying.
Last updated: October 2026